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Saving the home is a common reason for Chapter 13 bankruptcy

People file for bankruptcy for a lot of different reasons, including credit card debt, unexpected medical bills, failed business ventures and more. One of the most common reasons for Chapter 13 bankruptcy, though, is because people are trying to stop foreclosure and save their homes.

Chapter 13 bankruptcy takes time

There are many advantages to filing for Chapter 13 bankruptcy, such as the fact that it may do less harm to your credit score and the way you get to keep more of your assets, paying them off over time instead of liquidating them. Chapter 13 gives you a repayment plan that you can use to make your debt affordable again, rather than just eliminating it right away and using your assets to pay down as much as possible.

Avvo Client's choice 2015 bankruptcy Avvo Rating Rated by Super lawyers Kevin J. Pratt

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