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Chapter 13 Bankruptcy

Chapter 13 Bankruptcy

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What Is a Chapter 13?

Chapter 13 bankruptcy may be another option for individuals or families facing overwhelming debt. A Chapter 13 filing involves the restructuring of your debts so that your available income is used to pay your expenses and a portion of your debt over an extended period of time (typically between three and five years).

 

A Chapter 13 bankruptcy is appropriate for those people who wish to keep their possessions but not be in debt. While debtors are allowed to keep all of their property, the court approves a new interest-free repayment plan for unsecured debts.

Who Can File for Chapter 13 Bankruptcy?

The most important criteria for filing a Chapter 13 bankruptcy is a regular income. There are a few other requirements, and during your consultation, your attorney will be able to discuss these in detail in order to get you the best chance of obtaining a smooth and successful restructuring.

Is Chapter 13 Bankruptcy in Your Best Interest?

Start with a free consultation from Pratt & Wall. Call (770) 614-4811, or complete our online contact form for an appointment to meet with an experienced attorney.


Under federal law, we are designated as a debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.

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(770) 614-4811

(770) 614-4811

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